Individual Mutual Funds
Diversified among a selection of 17 underlying mutual funds.
PORTFOLIO OPTIMIZATION FUNDS
Individual Fund
Individual Mutual Funds
Diversified among a selection of 17 underlying mutual funds.
Portfolio Optimization Funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds. Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
The PL Money Market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.
Although some funds may have names or investment objectives that resemble other mutual funds managed by the same money manager, Pacific Life Funds may not have the same underlying holdings or performance as the other mutual funds. Investment results may be higher or lower.
Main Street is a registered trademark of OppenheimerFunds, Inc.
Money Managers
Thirteen nationally recognized money managers are available through Pacific Life Funds. Click on a logo for more information.
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This section provides a general overview of the money managers, their affiliated companies, and their overall investment philosophies. Please refer to the Pacific Life Funds Prospectus, Statement of Additional Information, and Pacific Life Funds Annual or Semi-Annual Reports for more detailed information.
Some funds are available only through the Portfolio Optimization Funds. Portfolio Optimization Funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds. Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
The PL Money Market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.
Stocks of small-cap, mid-cap, and emerging-growth companies may be riskier and more volatile than larger, more established companies. International investing is subject to currency fluctuations and political changes. Floating rate loans involve risk of default on interest and principal payments or price changes due to changes in credit quality of the issuer. The value can be more volatile due to increased sensitivity to adverse issuer, political, regulatory, market, or economic developments. Real estate investments involve risks such as refinancing, economic impact on industry, changes in property values, dependency on management skills, and risks similar to small company investing.
Although some funds may have names or investment objectives that resemble other mutual funds managed by the same money manager, Pacific Life Funds may not have the same underlying holdings or performance as the other mutual funds. Investment results may be higher or lower.
